Consumer loans are originated through partnerships with established consumer lenders, including a partnership with marketplace lender, Lending Club*. These loans are fixed rate, fully amortizing, unsecured consumer installment loans. BancAlliance members have the opportunity to purchase consumer loans and to offer their customers consumer loans utilizing a special version of the Lending Club platform dedicated to each BancAlliance member bank.

*All loans made by WebBank, a Utah-chartered Industrial Bank, Member FDIC.